#Good news! The IRS has extended the tax deadline to April 18th! As long as you submit your federal return by midnight on 4/18/2018, you won't be considered a late filer for your federal return. Direct debit tax payments that are submitted with your federal return (or on the IRS website) by 4/18 are also considered timely filed ×

Is applying for a financial product I found on Credit Karma safe?

Sharing personal information, such as your income, employer and outstanding loans with any type of lender is an important decision that should be taken with caution, but it shouldn’t necessarily scare you away, either. All of the offers you see on Credit Karma are from trusted partners.

Here are a few things to expect when you apply for a personal loan online:

  • Some lenders may charge fees whenever your loan is approved. For example, some lenders may charge an origination fee of up to 5 percent of the amount borrowed, although this rate is dependent on your borrower rating. The better your rating, the lower the fee. Make sure that you read your loan agreement from the lender carefully to make sure you agree to all of the terms outlined there.
  • It’s also not uncommon for lenders to ask for your bank account information during the application. This is so the funds can be electronically deposited directly into your bank account.

If you need more information, you can read reviews of the lender, look for complaints filed with the Better Business Bureau and look for news stories that mention the lender.

If you have additional questions or concerns regarding the application process, you may want to reach out to the lender directly for additional information.

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