How much you can contribute to your HSAs depends on a few things:
- The type of high-deductible health plan (HDHP) coverage you have
- Your age
- The date you became eligible
- The date you stopped being eligible, if applicable
If you have self-only HDHP coverage, you can contribute up to $3,400. With family HDHP coverage, you can contribute up to $6,750. If you’re 55 or older, your contribution limit goes up by $1,000.
To be eligible for the full contribution amounts, you have to be eligible to contribute to an HSA on December 1, or the first day of the last month of your tax year. If not, your contributions may be limited.