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How often does my credit report information update?

Any updates from TransUnion and Equifax are available through your Credit Karma account every 7 days.

All you have to do is log in! 

Next to your current scores, you’ll see the dates of your previous updates and you’ll be able to access your previous credit reports.

Keep in mind that the information in your credit reports may not change every time you see updated scores on Credit Karma. Creditors typically report new information (like new balances or payment activity) to the credit bureaus every 30 days, but the frequency of updates can vary by creditor.

Since we don’t receive credit report information from creditors directly, we don’t know when a specific creditor will update your information. But by checking in regularly, you can keep track of updates – and keep your eye out for errors at the same time.

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