Will using Credit Karma lower my credit score?

No. Using Credit Karma does not lower your credit score.

When Credit Karma gets your credit score, we request the information on your behalf. This is known as a soft inquiry, and it won’t impact your score.

 

Hard inquiries, on the other hand, can influence your credit score. They’re typically placed on your report when you apply for a new line of credit.

Check out some other examples of hard and soft inquiries.

Still have questions? Contact us.