On Credit Karma, you’ll see your VantageScore 3.0 credit scores from TransUnion and Equifax, two of the three major consumer credit bureaus. Most credit scores range from 300 - 850, and the scores you see on Credit Karma are as follows:
- Scores between 300-639 are considered Needs work
- Scores between 640-700 are considered Fair
- Scores between 700-749 are considered Good
- Scores 750 and above are considered Excellent
Your scores are based on credit factors like your payment history and how much of your available credit you’re currently using. Read more about what key factors impact credit scores here.
Your scores can be different depending on which scoring model is used and how the model weighs each credit factor. Read more about why the score you see on Credit Karma may be different from the scores you see elsewhere here.