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What is a good credit score?

As you’re working to build your credit, it can help to have a specific goal in mind. If you’re looking to move into the “Good” or “Excellent” range, we can give you an idea of where to aim.

 

  • Generally, scores between 700-749 are labeled “Good,” while 750 and above is considered “Excellent.” This is based on the commonly used score range of 300 to 850.

  • It’s important to keep in mind that these are just guidelines, though. Different lenders may have different standards for what they consider a good or excellent score. In other words a specific score doesn’t guarantee that you’ll be approved for credit or receive the lowest interest rates. There are also hundreds of different scoring models out there, so you may find that your score differs depending on which model the lender chooses to use.

 

Wherever you’re starting from, improving your credit health could help you improve your overall financial wellbeing. And staying on top of the information in your credit reports is a good first step!

 

Still have questions? Contact us.
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