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What is a good credit score?

As you’re building your credit, it can help to have a specific goal in mind. Here’s a breakdown of what’s typically considered a “Good” credit score.

  • Most score ranges go from 300 - 850, and generally, scores between 700-749 are labeled “Good,” while 750 and above are labeled “Excellent”.

Whether you’re applying for a credit card or buying a home, these three-digit numbers can go a long way in determining whether a lender will do business with you.

Your score might be different from lender to lender, depending on how they weigh the credit factors and which scoring model they use. There are many credit scoring models out there, and different credit-scoring models may have different ranges and scoring criteria. On Credit Karma, you’ll see your VantageScore 3.0 credit scores from two of the three major consumer credit bureaus, TransUnion and Equifax.

Keep in mind that a specific score isn’t a guarantee for approval — it’s just one of the things that a lender considers.

Wherever you’re starting from, better credit health can mean better financial well-being. A great first step is to stay on top of the key factors that many lenders take into consideration when making financial decisions. This article discusses the credit factors that can impact your scores. 

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