Public records refer to municipal, provincial or federal materials that are typically viewable by the public. Public records on your credit report contain information about credit-related legal matters. These are quick summaries of the most common types of public records. Public records are complicated, though, so make sure to do more research on your own.
Bankruptcy: A legal filing by individuals or businesses seeking certain types of relief from all or some their debt.
Civil Judgment: A non-criminal ruling in a court of law, often requiring the payment of damages.
Registered Items: Other items included in public records, like a lien against your car or house.