People are often surprised to learn that they can have many different credit scores—potentially hundreds.
Credit Karma features a score provided independently by TransUnion, and calculated using the CreditVision model. But your bank may use a different credit bureau, or a different scoring model.
Though your scores may vary, they’re all based on information in your credit report. Focusing on what’s in your reports and tracking just one score over time could help you build your credit overall.